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Student Loan
Document Preparation Services!


Grads1st specializes in document preparation services for ALL your student loan needs!

  • Over 25 + years experience in customer service!

  • Quick turnaround time!

  • 100% satisfaction guaranteed!

This is how Grads1st works!





Pick a Repayment Plan

Choose a repayment plan tailored to your financial circumstances, such as your income and family size!



Enjoy Your New Low Monthly Payments!

Enjoy your new low monthly student loan payments and possible loan forgiveness!

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What Can Grads1st Do for You

Grads1st provides document preparation assistance services for the various programs available through the Department of Education. While defaulting on a student loan can be a frightening experience, Grads1st is here to help you get back on track by handling the preparation and submission of your documents and application to the DOE so you can pay off your student loans once and for all! Here's a look at a few of the options the Department of Education is currently offering that are available to you:

  • Flexible Repayment Options

    Choose a repayment plan tailored to your financial circumstances, such as your income and family size

  • Forgiveness Programs

    Get a portion or your entire student loan balance forgiven from one of the many forgiveness programs available

Forgiveness Programs

Grads1st will help you prep and submit all the correct documentation and applications necessary to qualify you for one of the many forgiveness programs currently available through the DOE listed below:

  • Public Service Loan Forgiveness

    The Public Service Loan Forgiveness Program (PSLF) is designed for borrowers who work full time in the public service sector. Under this program, borrowers will receive immediate forgiveness after 120 qualifying payments.

  • Teacher Loan Forgiveness

    Under the Teacher Loan Forgiveness Program (TLF) you may qualify for forgiveness up to $17,500 if you teach full time for 5 complete and consecutive academic years at a title one school

  • Total and Permanent Disability Discharge

    Under the Total and Permanent Disability Discharge Program (TPDD), you may qualify for complete forgiveness of your student debt if your are totally and permanently disabled

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Repayment Plans to Suit Every Financial Situation

The Department of Education's income sensitive plans are great for graduates with a limited income. With this approach, your monthly student loan payments are determined by the amount owed, your annual earnings and family size. Individuals who opt for this approach will also receive forgiveness at the end of the term. Below are just a few repayment plans available to Federal student loan borrowers:

Pay As You Earn

Payments are capped at 10 percent of your discretionary income with a maximum term of 240 months. "Any Remaining Balance at the end of your term will be forgiven"

Income Based Repayment

Payments are capped at 15 percent of your discretionary income with a maximum term of 300 months. "Any Remaining Balance at the end of your term will be forgiven"

Income Contingent Repayment

Payments are capped at 20 percent of your discretionary income with a maximum term of 300 months. "Any Remaining Balance at the end of your term will be forgiven"

The Standard Plan

You'll pay a fixed monthly payment until your loans are paid in full within 10 years.

The Graduated Plan

Payments start low and increase every 2 years. Intended for borrowers who expect their income to steadily grow over time.

The Extended Plan

Similar to the graduated repayment plan, however the term is extended to 300 months.

Why Grads1st?


Quick Turnaround Time




Here at Grads 1st, we are firm believers that time is of the essence. As soon as we receive your application, we begin processing your documents immediately. The process will take approximately 30- 90 days to complete. You will be updated with the progress every step of the way. We have a dedicated staff here to service any and all your needs pertaining to your student loans.

Expert Staff




Our highly trained staff here at Grads 1st is second to none when it comes to the student loan industry! Every staff member must go through our vigorous training course and pass our in-house exam to become a Grads 1st certified counselor.

Satisfaction Gurantee




Here at Grads 1st, we pride ourselves with the utmost client satisfaction guaranteed. We take all the necessary steps to ensure that your experience here with us is nothing short of outstanding and pleasurable. Our dedicated staff is trained to ensure smooth sailing throughout the process.

Impeccable Track Record




Grads 1st has an impeccable track record when it comes to document preparation service for your student loands. Our expertise in the field can be tracked by our high success rate in helping thousands of people such as yourself. References and testimonial are available upon request.

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Testimonials

We Are Ready to Help You

Speak with a certified Grads1st counselor today!!!

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